Apply for a “right to account”

A bank may refuse to open a bank account for you. In this case, you can contact the Banque de France to use your “account right” free of charge .
Any person who lives in France, who does not have an account and to whom a bank has refused to open a current account, has the right to make this request.
The Banque de France then designates a bank branch which has to open an account for you with free basic banking services.
You can benefit from the right to the account even if you are:
- prohibited banking
- registered in the personal credit incident file (FICP)
- over-indebted
- already holds an account with another person.
- prohibited banking
- registered in the personal credit incident file (FICP)
- over-indebted
- already holds an account with another person.
How to do it?
What happens next?
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