Managing my housing budget

Managing my housing budget

What is it?

Managing your budget means knowing your expenses (the -) and your income (the +) so that you can plan for future expenses. Having more resources than expenses allows you to save money.

Who is it for?


France entière

Age required
More than 18 years

France entière

Age required
More than 18 years

What to do?


What I have to remember

 Housing expenses are high, fixed, regular and paramount, therefore, they have to bePLANNED. 

They should not exceed a third of your total budget. 


The different housing costs

On installation:

  •  Security deposit 
  •  Agency costs 
  •  Moving expenses 
  •  Opening of meters and telephone / internet line 
  •  Change of address and follow-up mail  

Regularly (every month / every other month):

  •  Rent 
  • Utilities (water, electricity, gas, internet, telephone)
  •  Home Insurance 

 Good to know: you can opt for monthly payment

Once a year:

  •  Council tax 
  •  TV licence fee 

3 tips to better manage your budget

  •  I know my income (net salary + social benefits) 
  •  I make a daily list of my expenses  
  •  I plan my future expenses and put money aside 

10 things to remember to save energy and money

  •  1. Windows open = heating off or down. 
  •  2. Day = 19 ° and night = 17 °. At night, close the shutters and curtains to save heating. 
  •  3. A dripping tap or a leaking toilet flush = higher water bill!
  •  4. I don't let the water runningwhile I brush my teeth, wash the dishes or take a shower. 
  •  5. I do not leave the refrigerator door open for too long. 
  •  6. Frequent defrosting = energy savings. 
  •  7. Place the refrigerator away from the oven and cooking hobs. 
  •  8. Turn off the lights when leaving a room; turn off any electrical appliances that you do not use. 
  •  9. Low consumption light bulbs = energy savings. 
  •  10. Remember to look at the “energy saving” labels on household appliances (A = thrifty - G = not very efficient). 

And after?


  • Are you on welfare (RSA)? You can get reductions on your water and electricity bills thanks to the Tarif de Première Nécessité (first-need rate) and the Tarif Spécial Solidarité (special solidarity rate).
  • By taking advantage of "off-peak hours", you can reduce your electricity bills.
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Comité de la Démarche Accessible

Comité de la Démarche Accessible